Loan-to-deposit ratio of the banking industry in Spain 2010-2023
The loan-to-deposit (LTD) ratio of the Spanish banking system decreased considerably between 2010 and 2023. In 2023, the ratio between credits and deposits of Spanish banks stood at 100.74 percent, more than 48 percentage points less than in 2010. The Spanish banking industry reached its best degree of liquidity in 2019.