Quarterly D&O insurance loss ratio in the U.S. 2018-2022
value of D&O premiums written during this period increased.
In the first three months of 2022, the direct incurred loss ratio of directors and officers (D&O) insurance in the United States fell to approximately 50 percent. In the third quarter of 2021, the loss ratio of D&O insurance in the U.S. reached 71.6 percent, up from 53.1 percent at the start of the year. This ratio represents the percentage of the insurer's income from premiums paid out to claimants. Meanwhile, the